Skip to main content
The easiest way to complete BMO card activation is through the BMO mobile app. Whether you have a new BMO credit card or debit card, the app lets you activate it in under a minute from your phone. You do not need to visit a branch or call anyone.

▶ BMO Card Activate Here

1

Download the BMO Mobile App

Open the App Store (iOS) or Google Play Store (Android). Search for “BMO Mobile Banking” and install the official BMO app. Look for the blue BMO logo (official brand color: #0886ca, BMO Blue).
2

Sign In or Register

Open the app and sign in with your existing BMO online banking username and password. If you have not registered yet, tap Register and follow the prompts to set up your account.
3

Navigate to My Cards

On the home screen, tap My Cards from the bottom menu. You will see a list of all cards linked to your account.
4

Select Your New Card

Find the new card that needs activation. It will show an inactive status. Tap on the card to open its detail screen.
5

Activate the Card

Tap Activate. Review any terms, then confirm. Your card is now active and ready to use.
Enable push notifications from the BMO mobile app so you receive instant alerts when your card is activated, when transactions occur, or when security issues arise.

​
What Devices Are Supported?

The BMO mobile app works on iPhones running iOS 14 or later, and Android phones running Android 8.0 or later. Tablets are supported, but activation is easiest on a phone.
If the BMO mobile app is not available in your region’s app store, you can still activate your card by visiting https://www.bmo.com/activate from any mobile browser.

​
Troubleshooting

If you do not see Activate on your card screen, try force-closing the app and reopening it. Make sure you are on the latest app version. Updates often include fixes for card activation issues.
Never activate your BMO card over public Wi-Fi networks. Use a secure, private connection to protect your account information during activation.