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Welcome to the BMO Card Activation help site. Whether you need to activate a BMO credit card, a BMO debit card, or complete your activation through the BMO mobile app, you will find clear instructions here. This page is your starting point for every activation method available to BMO customers in Canada.

▶ BMO Card Activate Here

Activate BMO Credit Card

Step-by-step instructions to activate your BMO credit card online, by phone, or at an ATM.

Activate BMO Debit Card

Learn how to activate your BMO debit card quickly and securely.

BMO Mobile App Activation

Use the BMO mobile app card activation feature to activate cards on the go.

Activate by Phone

Call the BMO card activation number for help activating your card by phone.

Quickest Way: Activate Online at bmo.com/activate

The fastest way to activate your BMO card is through the official activation portal. Follow these steps:
1

Go to bmo.com/activate

Open your browser and visit https://www.bmo.com/activate.
2

Sign in or register

Enter your BMO online banking login credentials. If you do not have an account, select Register Now to create one.
3

Enter your card details

Input your card number, expiration date, and CVV when prompted.
4

Activate

Click Activate Now and wait for the confirmation message. Your card is active immediately.
The direct link to activate your card online is https://www.bmo.com/activate. Have your card and online banking details ready before you start.